US residents: does a consumer report affect a person’s credit score?
awgamgee asked:
does requesting an investigative or consumer report from a credit bureau/agency affect a person’s credit score? and if so, will this request for such report be recorded on one’s credit report?
does requesting an investigative or consumer report from a credit bureau/agency affect a person’s credit score? and if so, will this request for such report be recorded on one’s credit report?
(Not a US resident so I’m not really sure how all of this works. Trying to understand a few things here and there! All help is mostly appreciated!)


I believe this will not affect a person’s credit score. I am not sure if you qualify for this but US law requires the three agencies to give you a free copy of your credit report each year.
No looking at you own credit score does not effect you credit score